额外的经济援助信息

额外经济援助服务

资深的好处

有关退伍军人福利的更多信息,请访问澳门美高梅的 资深的好处 page. If you have questions, please call or email the 金融援助 Office at (800) 759-2727 or Financial援助@nity3d.com.

职业康复(表达)

OVR是宾夕法尼亚州职业康复办公室, a State Agency that helps persons with disabilities help themselves prepare for, 开始并维持一份职业. If you have a disability that causes you difficulty in getting or maintaining a career, 你可能有资格申请OVR. 您将希望联系您当地的OVR办公室,看看您是否符合资格. 哈里斯堡办公室 位于哈里斯堡的北第七街,电话是(800)442-6352.

宾州促进独立学费减免计划

有资格申请该课程的学生必须:

  • 宾夕法尼亚州的居民
  • 获得高中文凭或联邦中学文凭的人
  • 26岁以下
  • 在宾夕法尼亚州的John H. 成功过渡到成年的Chafee寄养计划
  • Identified as a youth in foster care or a youth discharged or adopted from foster care on or after attaining age 16
  • Or be a youth that has exited foster care on or after age 16 due to adoption or permanent legal guardianship

联系人:

  • 经济援助办公室:凯西·谢泼德或kathyshepard@nity3d.com
  • 学生服务:Megan Peterson或meganpeterson@nity3d.com

学生必须:

  • 提交与豁免申请一致的授予年度的联邦助学金申请(e.g., 2021-22年度FAFSA)
  • File an application for the PA Chafee Education and Training 格兰特 (Chafee ETG) Program
  • 续费申请人毋须申请捷费ETG
  • 学生不需要获得Chafee ETG基金
  • Have “unmet costs” for the Chafee ETG Program as determined by the postsecondary institution
  • “Unmet costs” is the difference between the student’s cost of attendance and all other gift aid the student is receiving
  • 至少在半场时间注册
  • 作为一个合格的PA机构的本科生入学
  • 根据学校的决定,保持令人满意的学习成绩
  • Not be in default on a federal student loan or owe a refund on other Title IV aid
  • 过去五(5)年内没有获得豁免, 连续或不连续(定义为10个学期或同等水平)

Misc. 服务

业务办公室, 与经济援助办公室合作, 也为学生提供这些额外的服务. 您是否对以下内容有疑问, 请随时致电(800)759-2727与他们联系.

  • 发放学生学费账单.
  • 支付所有经济援助(补助金、贷款等.).
  • 收取学生款项,包括学费.
  • 发出退款支票.
  • 每天最多兑现25美元的支票.
  • 管理和催收学生贷款和逾期帐款.
  • 希望奖学金和终身学习奖学金的税收抵免报告.

经济援助术语表

学年

澳门美高梅的一学年包括三个学期.

破产

A legal action in which a person who is unable to meet their financial obligations is declared bankrupt by a decree of the court under Federal 破产 Law. Federal student 贷款, however, cannot normally be discharged through bankruptcy. 

资本化

将未付利息加到贷款本金余额上的过程, 而不是在到期时支付利息. 如果利息被资本化, it will increase the amount of the monthly payment during the repayment period. 这适用于无补贴的斯塔福德贷款和大多数私人贷款.

整合

A loan program that enables a borrower to combine various 贷款 with various 利率s or various lenders into a single loan with a more manageable repayment schedule. 还款期也延长了. 

成本的出勤率

学生进入某所学校的总费用. 就读费用通常包括直接费用(学费), 费用)和间接成本(书籍和用品). Financial aid resources cannot exceed the institution’s established cost of attendance. 

默认的

Failure to repay a loan according to the terms agreed to when the student signed a promissory note. 默认的 also may result from failure to submit requests for deferment or cancellation on time. 违约的后果是严重的. 你的贷款持有人可能会采取行动收回这笔钱. 你的贷款持有人可能会向信用机构举报你, 你的工资可能会被扣押, 而且你可能要承担收回贷款的费用. 美国.S. Department of Education may ask the Internal Revenue Service to withhold 你的 income tax refund and apply it toward the amount you owe and you will no longer be eligible to receive future federal financial aid. Postponement of repayment must be requested by the student and formally approved by the lender. 

延期

In some cases, deferments can be granted for economic hardship or further study. 

支付

贷款资金的发放. 

电子转账(EFT)

Method where funds that the student applied for are electronically transferred from the lender into the student’s tuition account at the Business Office. 

预期家庭贡献(EFC)

The EFC is calculated using a needs analysis formula 由国会ional Methodology, 使用FAFSA报告的信息. The figure is the total amount the student and family are expected to contribute to the student’s education for the academic year. 这个数字是用来确定学生是否有资格获得经济援助的. EFC打印在首页上, 院校学生信息记录(ISIR)右上角. 

免费申请联邦学生资助

所有联邦财政援助的申请. 这种形式, 由国会, 每个学年都必须由学生完成, 以便有资格获得财政援助. 

联邦学校代码

宾州中部的学校代码是004890. 填写FAFSA时必须包含此代码. 

金融援助方案

联邦和非联邦援助,如补助金, 贷款, 工作研究, and outside resources are combined in a “package” or a written notice of eligibility to help meet the student’s need. 

财务需要

The difference between the cost of attendance and the estimated family contribution. 

忍耐

An arrangement whereby the lender may permit the temporary cessation of payments (principal and/or interest), 或者允许延期付款, 或者接受比之前计划的更少的付款. 在延期期间利息将会产生.

宽限期

借款人离开学校或, 如果在学校, drops below half-time and the time he/she is obligated to begin repaying their 贷款. 根据贷款类型的不同,这通常是6个月.

格兰特

不需要偿还的奖励类型. 奖励通常是基于成绩和/或需要. 

感兴趣

为使用贷款人的钱而向借款人收取的费用. 利息按贷款本金余额的百分比计算. The rate may be fixed (constant throughout the life of the loan) or variable (may change at specified times). 

院校学生资料记录(ISIR)

The name for the electronic version of student aid reports delivered to schools by the FAFSA processors.

银行

A financial institution that provides the funds for students to borrow in the form of educational 贷款.

贷款

必须连本带利偿还的那种经济援助. 

主本票

A promissory note is the legal agreement a student signs with a lender accepting student loan funds. MPN规定贷款的条款和条件, 包括还款计划, 利率, 延期政策, 和取消. The MPN is a simplified method of applying for and receiving Federal Stafford 贷款 funds. 

(即财政援助

Financial aid that relies upon financial need as the criterion for eligibility. 需求是通过减去预期家庭贡献来确定的, 通过联邦助学金免费申请表, 从机构的既定费用的出席. 

Non-Need-Based财政援助

Financial aid that does not require financial need as a criterion for eligibility. 

融资费用

贷款者为管理一些学生贷款而收取的费用. 这笔费用在支付之前从贷款中扣除. 在贷款发放时,会收取贷款手续费. 

主要

借款金额,不包括利息. 

还款计划

披露借款人的总还款义务:每月还款, 利率, 到期日期, 还有偿还贷款的时间. 

学生资助报告(特区)

A form sent to the student after submitting the FAFSA to the federal processor. 

令人满意的学术进步

The academic progress standards are established by the institution and are required by the federal government. Students must meet these standards each year in order to receive financial aid funds. 

斯塔福德贷款补贴

Students who demonstrate financial need may obtain the loan on a subsidized basis, which means no interest accrues on the loan while the borrower is in school at least half time.

未受资助的斯塔福德贷款

Students who do not demonstrate financial need may obtain the loan on an unsubsidized basis. Unsubsidized Stafford loan start accumulating interest from the day the money is disbursed. The interest may be capitalized as long as the student is attending school at least half-time. 

验证

A random federal review process established to confirm the accuracy of data previously submitted by the student to the Office of 金融援助.

准备好开始 你的 故事?

几分钟可以开始一生的成功! 现在就填写澳门美高梅的免费在线申请.

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